Cutting out the small stuff…
Lacey |
Thoughtfully composed by Lacey Filed under: Ceremony, Financial Planning, Saving Money |
If you’re saving for a wedding, there are really simple ways to increase the amount you can save each month. A simple way to do this is write down everything you spend your money on for a week. You’ll soon see where you’re splashing your cash and where you could cut back. I’ve had to do this recently and wow! It’s crazy to find out where all my money has gone.
Another great trick is to wait a couple of days before buying things you don’t need as part of your shopping basics. For example, if you see a lovely pair of must-have boots or jeans, don’t buy them straight away. Leave them overnight or even a couple of days.This will give you time to think about it.
If you still really want them or think you need them, buy them after these days have passed. More often than not, you’ll find you’ll probably find you don’t buy them – I find this really works for me and it makes saving for a wedding easy!
Some other quick money saving ideas you can start today:
Your Morning Coffee – if you have a coffee out a few times a week, you could easily rack up around $36 by the end of the month! Simply forego your usual and opt for making a cup of coffee or even tea at home instead.
1 latte = $4.00
3 lattes per week = $12.00
Per month = $36.00
Per year = $432.00
Bring Your Lunch to Work – the sandwich, bag of chips and a drink from your local sub shop is around $7.00 (at the cheapest). If you make your own sandwiches instead, you’ll save a fortune.
Lunch per day bought out = $7.00
Lunch per week = $35.00
Per month = $140.00
Per year = $1680.00
Of course, you’ll need to make your own lunch and based on a ham sandwich with a bit of pickle and lettuce (or whatever you like), a bag of chips and a can soda from multipacks, you’d probably pay around $1.50 per day instead. Over the year, this would work out at $240.00, saving you $1400 per year just from making your own lunch!
Consider your household bills too
Start to make note of how much you pay out each month on your household bills as well. Some are obviously not negotiable, but many of them are.
For example, look around for better deals on your mortgage, electricity and gas, as well as TV, phone and broadband. With a few simple changes, you could easily add some extra savings to your new “saving for a wedding” account. Start by looking for alternative providers to make sure you get the best deal, also check for new customer specials & package deals.
So, look at where your money goes. What do you spend your hard earned cash on? Look at your everyday spending as well as your household bills. I can guarantee that you’ll easily be able to find some extra cash to save and ensure that you’re well on your way to the wedding of your dreams.
Finally, be thrifty and frugal when saving for a wedding, but most of all, have fun.
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